If a customer has account credit, it will automatically be applied before their card is charged for a renewing subscription.
For example: if someone has $20 in account credit and purchases a $100 subscription, $20 will be deducted from the credit and the remaining $80 will be charged to their card.
“Pay with Account” means the customer is choosing to carry a negative balance (i.e., they owe the business).
For example: if a customer selects “Pay with Account” for $40, they now owe $40. When the subscription renews (e.g., for $100), the full amount of $100 plus the $40 owed will be charged—totaling $140.
Note: You can add or remove credits from a client's account through their profile by default. This feature does not need to be turned on in order to post a credit to a client's account.